iTrustCapital Wallet: Full Guide to Crypto IRA Platform, Security, Features & Benefits (2025)

iTrustCapital is one of the most trusted and popular platforms for investing in cryptocurrencies through retirement accounts such as IRA (Individual Retirement Accounts). Unlike regular crypto wallets or exchanges, iTrustCapital specializes in Crypto IRA investment, allowing users in the United States to hold crypto assets in a tax-advantaged retirement account.

This detailed guide explores iTrustCapital wallet features, tax advantages, supported assets, fees, security, and whether it is a good choice for long-term investors.

What Is iTrustCapital Wallet?

iTrustCapital is a crypto IRA platform that enables users to buy, hold, and sell digital assets inside retirement accounts. It combines traditional finance retirement planning with blockchain-based investments.

Key Purpose:
• Build long-term wealth through tax-free or tax-deferred crypto growth.

iTrustCapital supports both types of IRA structures:

Traditional IRA
Roth IRA
SEP IRA

Unlike typical crypto wallets, funds are stored in a custodial institutional-grade wallet, meaning iTrustCapital securely manages the private keys.

Why iTrustCapital Is Unique

Most crypto platforms require users to pay taxes on trading profits. iTrustCapital offers:

• Tax-free investing (Roth IRA)
• Tax-deferred investing (Traditional IRA)
• Exposure to crypto, precious metals, and more
• Long-term wealth growth opportunity

This makes it ideal for serious investors focused on retirement planning rather than daily trading.

Key Features of iTrustCapital Wallet

1. Tax-Advantaged Crypto Investing

All crypto trades inside an IRA remain tax-free until retirement (or fully tax-free with Roth IRA).

2. Institutional-Grade Security

Assets are stored through custodial partners and secure cold storage, reducing hacking risks.

3. 24/7 Crypto Trading

Trade major cryptocurrencies anytime without waiting for market hours.

4. Buy & Sell Precious Metals

Invest not only in crypto but also:

Physical Gold
Physical Silver

These assets are stored and insured on your behalf.

5. Low Transparent Fees

No hidden or unexpected charges. A simple fee structure makes it easy to track investments.

6. Portfolio Dashboard for IRA Management

A clean interface to check balance, trades, and holdings in real time.

Supported Assets on iTrustCapital

The platform supports 30+ top crypto assets including:

• Bitcoin (BTC)
• Ethereum (ETH)
• Chainlink (LINK)
• Polkadot (DOT)
• Cardano (ADA)
• Solana (SOL)
• Litecoin (LTC)
• XRP
• Avalanche (AVAX)

Additionally:
• Physical Gold & Silver options for diversification

This provides a wide range of long-term investment opportunities.

How to Open and Use iTrustCapital Wallet

Step 1: Create an Account

Step 2: Select IRA Type

Choose between:
• Traditional IRA
• Roth IRA
• SEP IRA

You can also roll over funds from an existing retirement account such as:

401(k)
403(b)
Existing IRA

Step 3: Fund Your Crypto IRA

Add money via transfer, rollover, or annual contribution.

Step 4: Choose Investments

Buy supported crypto or precious metals through the dashboard.

Step 5: Track & Manage Holdings

Your investments grow tax-free or tax-deferred until retirement age.

Fees and Trading Costs

iTrustCapital is known for transparent pricing:

• No monthly platform fees
• 1% trading fee on crypto transactions
• Precious metals pricing based on market rates

This is much more affordable than many crypto IRA competitors.

Security: How Safe Is iTrustCapital Wallet?

Security is a top concern for crypto retirement investors. iTrustCapital uses: